"Unify goals when building wealth together Financial success in marriage requires a unified vision that supersedes individual spending habits. The speaker noted that "very few, if almost none, of the married couples that build wealth do it separately." To gain an advantage in wealth building, one must learn to "work together with your spouse, be unified in a desired future." This means that any spending or behavior that negatively affects the shared vision must be addressed immediately. Source: Dave Ramsey, The Ramsey Show, Video ID: 7bLHSx-b67M"