"Match debt to income-generating assets, not consumption The hosts discuss a creator who financed a $52,000 minivan rather than paying cash, using passive income from investments to cover the loan payments. They clarify the real lesson: 'I'm going to go out and lever, borrow all the money in this van, pay an interest rate on that, but the money I'm going to create on my passive investments is going to be greater' — that arbitrage only works when the asset genuinely outearns the debt. The stronger version of this strategy is to build a large enough asset base so passive income covers your entire life, not just one payment, removing the fragility of depending on a single investment to service a single loan. Source: Brian Preston & Bo Hanson, Money Guy Show, Financial Advice Reactions"