"Ask for seller credits, not a lower price Sellers often refuse a lower purchase price but will readily hand over the equivalent amount as a seller credit — a psychological quirk that buyers can exploit. Henry Washington explains: "We have given seller credits to the buyer on probably my last five flip sales" and notes that in the current market "you should be asking for some sort of seller credits on every single deal." Critically, a cash credit can be more powerful than a price reduction because "you're financing 80% of that" higher price while "the seller is giving you 10 grand that you can then use as either your cash reserves or to finance some of your renovations." Applying this strategy means a buyer keeps more liquid cash on hand at closing without changing the headline purchase price. Source: Henry Washington & Dave Meyer, BiggerPockets Podcast, 7 Ways to Save Money When Buying Real Estate in 2025"